Category Archives: Finance

Guide to Living Comfortably within Your Means

The recession has changed what people consider luxury. Big mansions or fancy cars were once thought as lavish items, now a rent-stable apartment or a fully-paid car is already considered extravagant. Even for the previously well-off, the current financial status has strained their savings considerably. This is evident by the increase in coupon clipping all […]

Read more

A Guide to Surviving on Your Finance as a Student

Now that you’re in your teen years, there are a lot of things to learn about managing your money. You’re growing in awareness as you think about the things that you want to buy (that gadget isn’t going to buy itself) and the things that you seemingly “need” for your social life to survive. Whatever […]

Read more

Mortgage loans for poor credit

To put it without beating around the bush: your chances are nil. You are a high risk borrower even though your credit score is slightly better than bad. You may blame the lender’s stringent policy but once you jump into the other party’s shoes the vision will change dramatically. As a loan officer you would […]

Read more

Mortgage loans for bad credit rating

If you have come down with a really bad case of a low credit score and wondering if you ever get out of it thinking about the possible future inside your own place. With dozens of rental payments made under your belt it seems only logical that alternatives flood your uneasy mind right now. As […]

Read more

Mortgage loans for fair credit

How to define what fair credit is? Is it decent enough or OK or simply good? It means that it should oscillate somewhere between 650 and 700. Fair credit will be considered as good enough if a lender see it this way so your judgement could be somewhat premature. With a variety of loans and […]

Read more

Should I rent or buy?

Every once in a while everyone is going to be caught up in the dilemma over the common issue of renting versus buying a flat or a house, which could boil down to a simple scheme of having the funds that would resolve it. Other factors that could contribute to your final decision making process […]

Read more

How Banks Got Their Start

Banks are important. There is simply no arguing about that. Even if you hate bankers and their guts, you would have to agree that without them and their institutions that the economy would ground to a halt. Banks are the instruments through which the financial transactions of a countries, companies, businesses and individuals are done. […]

Read more